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  • Education is not filling a bucket, but lighting a fire. - William Butler Yeates

    To learn is to change. Education is a process that changes the learner. - Anonymous

  • Elaine Maxwell: My will shall shape the future. Whether I fail or succeed shall be no man's doing but my own. I am the force; I can clear any obstacle before me or I can be lost in the maze. My choice; my responsibility; win or lose, only I hold the key to my destiny.

    Elisabeth Kubler-Ross: I believe that we are solely responsible for our choices, and we have to accept the consequences of every deed, word, and thought throughout our lifetime.

  • William James: The greatest discovery of any generation is that a human being can alter his life by altering his attitude.

    H. H. the Dalai Lama: To be aware of a single shortcoming in oneself is more useful than to be aware of a thousand in someone else.

  • Frank Lloyd Wright: The thing always happens that you really believe in; and the belief in a thing makes it happen.

    H.H. the Dalai Lama: The basic thing is that everyone wants happiness, no one wants suffering. And happiness mainly comes from our own attitude, rather than from external factors. If your own mental attitude is correct, even if you remain in a hostile atmosphere, you feel happy.

  • Bernice Johnson Reagon: Life's challenges are not supposed to paralyze you, they're supposed to help you discover who you are.

    Franklin D. Roosevelt: When you come to the end of your rope, tie a knot and hang on.

  • I've missed more than 9000 shots in my career. I've lost almost 300 games. 26 times, I've been trusted to take the game winning shot and missed. I've failed over and over and over again in my life. And that is why I succeed.” -- Michael Jordan

    Elizabeth Stone: Making the decision to have a child - it's momentous. It is to decide forever to have your heart go walking outside your body.

  • "Formal education will make you a living; self-education will make you a fortune." 
-- Jim Rohn

    "The only person who is educated is the one who has learned how to learn and change." -- Carl Rogers

  • All of us do not have equal talent, but all of us should have an equal opportunity to develop our talent.
-- John F. Kennedy

    Live as if you were to die tomorrow. Learn as if you were to live forever.
-- Gandhi

  • Nelson Mandela: Education is the most powerful weapon which you can use to change the world.

    Patricia Neal: A master can tell you what he expects of you. A teacher, though awakens your own expectations.

  • A mind once stretched by a new idea never regains its original dimensions. 
- Anonymous

    "Imagination is more important than knowledge. Knowledge is limited. Imagination encircles the world." 
-- Albert Einstein

Hi5 Career Messages

#1 Follow your Heart.

People are happiest and do their best when they are doing what they love. As well, pursuing dreams provides motivation, direction and helps to clarify what is really important to people. Let your teens' dream. Let their dreams shape their goals. Let them use the energy their dreams give them to learn the skills and take the risks needed to make their dreams, or any part of them, a reality.
Newsletter

September 5, 2010

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Finances

Getting The Money You Need

The sooner you think about funding your education the better.  The first this you should do is to  investigate  the schools you want to attend and figure out how much money it will cost you to actually go to school.


FIRST

The absolute best site to use to work on budgets for school and life is the CanLearn site.  It has interactive tools to help students and parents figure out the costs of going to school, moving, room and board, among many other items.  The site also assists individuals in planning how to cover the costs of post-secondary education during and after their school term.

Can Learn – Financial Planner 
Education Cost Calculator
Budget Planning and Online Budget Planner

Canadian Business
University Cost Calculator 

It is always important to double check and go right the post-secondary educational institution to double check your numbers.  Most university or college sites have a financial matters or tuition section under prospective students that you can use to find out the cost of tuition, books, room, board, etc.

University of Saskatchewan – Money Matters
University of Regina – UR Finances or complete list of 2009/2010 Undergrad costs
SIAST – Tuition Overview based on each Campus’ programs

University/Colleges – Each university and colleges will have a financial aid office that will help students fund there education, whether it is through scholarships or student loans. Check out their websites under financial aid and scholarships.

 SECOND

Once you know how much your post-secondary education will cost you it is time to figure out how you plan on paying for it.  One of the best ways to do so is through scholarships, awards or bursaries.

  • Check out scholarships (link to scholarship section)
    • based on merit, academic, athletic, community involvement
    • Use a variety of resources: books, websites, booklets, etc. 
    • Scholarships offered from a local, provincial, national perspective,  school specific scholarships, and those based on membership just to name a few, should all be investigated.
  • Check the Grants (government programs,  part-time students, disabilities, etc.)
  • Check Bursaries (demonstrates a genuine financial need)


 THIRD

In addition to scholarships, personal savings, parental contributions, you can apply for government student loans to assist in funding your education.

  • Government Financial Assistance for Students
  • Canada/Saskatchewan Student Loans
  • Bank Loans/Lines of Credit
  • Other Loans


FOURTH

  • Institutions may have alternate financing options (part-time job placement services).
  • Many schools have adopted cooperative education programs that allow you to alternate work in your chosen field with school terms. This type of program not only allows you to earn money to defray expenses, but it gives you the opportunity to gain experience and make valuable contacts in your field.
  • Your religious, ethnic or cultural background may offer additional opportunities. Your membership or participation in certain clubs or community activities may be another possibility.
  • Banks or other financial institutions may offer special programs for people to save or borrow for college expense
  • Federal offices such as the Canada Employment Centre can offer funding for particular school or training programs.
  • Examine your own personal expenses and try to save more.

 

Additional Financial Resources:

ALIS – Publications and videos  to help students to start saving for school NOW,Investor Education Fund  -  Canada’s unbiased, non-profit source for information and tools that help consumers make better decisions when investing and managing their money.

Funny Money – High school presentations and facebook

The Money Belt – is your gateway to learn about money and gaining financial literacy.

Financial Institution Websites